Updated May 2026 — 9 Providers · 10 Cities · 8 Violation Types
Indiana SR22 Insurance
2026 Rate Comparison Database
The most comprehensive SR22 rate database in Indiana. Real rates from Quadrant Information Services data, broken down by provider, violation type, city, coverage level, and driver profile. No fluff — just numbers.
Cheapest in Indiana
$58/mo
Travelers · Fort Wayne
Min. coverage · 40yr · clean
State avg (min)
$66–88/mo
varies by city
After DUI avg
$110–138/mo
minimum coverage
Non-owner avg
$33–59/mo
no vehicle required
SR22 filing fee
$15–25
one-time, per carrier
Coverage Type
Carrier Type
Sort By
★ CHEAPEST IN INDIANA FOR MINIMUM COVERAGE
✈
TravelersStandard Carrier
AM Best: A++·J.D. Power: 854·Filing: Electronic (same day)
$66/mo
Minimum coverage (25/50/25)
+ $25 one-time SR22 filing fee
Pros
- ✓Cheapest overall in Indiana
- ✓Same-day electronic filing
- ✓Strong financial rating (A++)
Cons
- ✗Fewer high-risk policy options
- ✗May not cover all violation types
3-year total cost: $2,401
Non-owner available: Yes — $40/mo
Score: 4.35/5 — Excellent
⚡
ProgressiveStandard Carrier
AM Best: A+·J.D. Power: 832·Filing: Electronic (same day)
$82/mo
Minimum coverage (25/50/25)
+ $25 one-time SR22 filing fee
Pros
- ✓Best for most violation types
- ✓Snapshot telematics can cut rates
- ✓Strong non-owner policy
Cons
- ✗Rates climb fast after DUI
- ✗Customer service mixed reviews
3-year total cost: $2,977
Non-owner available: Yes — $59/mo
Score: 4.12/5 — Very Good
🐄
DairylandHigh-Risk Specialist
AM Best: A·J.D. Power: 798·Filing: Electronic (same day)
$89/mo
Minimum coverage (25/50/25)
+ $15 one-time SR22 filing fee
Pros
- ✓Founded specifically for high-risk drivers
- ✓No rejection for repeat offenses
- ✓Competitive HTV rates
Cons
- ✗Only liability/basic coverage
- ✗No gap insurance or add-ons
3-year total cost: $3,219
Non-owner available: Yes — $48/mo
Score: 3.65/5 — Good
🔵
Bristol WestHigh-Risk Specialist
AM Best: A·J.D. Power: 790·Filing: Electronic (1–2 days)
$92/mo
Minimum coverage (25/50/25)
+ $20 one-time SR22 filing fee
Pros
- ✓Accepts most high-risk profiles
- ✓Agent-based (access via Progressive)
Cons
- ✗Rate varies widely by agent
- ✗Not available direct — agent only
3-year total cost: $3,332
Non-owner available: Yes — $52/mo
Score: 3.55/5 — Average
⭐
The GeneralHigh-Risk Specialist
AM Best: A-·J.D. Power: 801·Filing: Electronic (same day)
$95/mo
Minimum coverage (25/50/25)
+ $15 one-time SR22 filing fee
Pros
- ✓Specializes in high-risk drivers
- ✓Guaranteed acceptance
- ✓Fast filing for DUI/OWI
Cons
- ✗Higher base rates
- ✗Limited policy features
3-year total cost: $3,435
Non-owner available: Yes — $55/mo
Score: 3.7/5 — Good
🛡
KemperHigh-Risk Specialist
AM Best: B+·J.D. Power: 771·Filing: Electronic (1–2 days)
$98/mo
Minimum coverage (25/50/25)
+ $20 one-time SR22 filing fee
Pros
- ✓Specializes in non-standard auto
- ✓Accepts most Indiana violations
Cons
- ✗Higher than average full-coverage rates
- ✗Customer service complaints
3-year total cost: $3,548
Non-owner available: Yes — $58/mo
Score: 3.45/5 — Average
🤲
AllstateStandard Carrier
AM Best: A+·J.D. Power: 829·Filing: Electronic (1–2 days)
$104/mo
Minimum coverage (25/50/25)
+ $25 one-time SR22 filing fee
Pros
- ✓Good bundling discounts
- ✓Strong agent network in Indiana
- ✓Stable long-term rates
Cons
- ✗Above-average SR22 premiums
- ✗No non-owner SR22 in Indiana
3-year total cost: $3,769
Non-owner available: No
Score: 3.88/5 — Good
🦎
GEICOStandard Carrier
AM Best: A++·J.D. Power: 847·Filing: Electronic (1–3 days)
$105/mo
Minimum coverage (25/50/25)
+ $25 one-time SR22 filing fee
Pros
- ✓Lowest rate for 'other violations'
- ✓Strong mobile app
- ✓Household name trust
Cons
- ✗Does NOT file non-owner SR22 in Indiana
- ✗Rate jumps ~100% after DUI
3-year total cost: $3,805
Non-owner available: No
Score: 3.95/5 — Good
🏡
State FarmStandard Carrier
AM Best: A++·J.D. Power: 882·Filing: Electronic (1–3 days)
$110/mo
Minimum coverage (25/50/25)
+ $25 one-time SR22 filing fee
Pros
- ✓Cheapest non-owner SR22 nationally ($33/mo)
- ✓Huge Indiana agent network
- ✓Good customer satisfaction
Cons
- ✗May decline high-risk applications
- ✗Rates vary widely by agent/location
3-year total cost: $3,985
Non-owner available: Yes — $33/mo
Score: 3.8/5 — Good
Methodology: Rates sourced from Quadrant Information Services via MoneyGeek (updated April 2026), Insurify user quote data (updated May 2026), and insurance.com analysis. Baseline profile: 40-year-old male, 2012 Toyota Camry, 12,000 mi/yr, good credit, Indiana SR22 requirement. Minimum coverage = Indiana state minimum 25/50/25. Full coverage = 100/300/100 with $1,000 deductible. Non-owner rates from MoneyGeek national non-owner SR22 analysis. Actual rates will vary by ZIP code, age, credit, and specific violation.
Data Sources & Methodology
Rate data sourced from: (1) Quadrant Information Services via MoneyGeek, updated April 28, 2026; (2) Insurify real user quotes for Indiana, updated May 13, 2026; (3) Insurance.com/Quadrant IS analysis; (4) Indiana BMV official fee schedule (in.gov/bmv), accessed May 2026; (5) Indiana BMV Drivers Manual Chapter 5 — Points, Suspension, and Insurance Requirements. Baseline profile: 40-year-old male driver, 2012 Toyota Camry LE, 12,000 miles/year, good credit, Indiana state minimum coverage (25/50/25) unless otherwise noted. Rates are averages — your quote will differ based on ZIP code, age, credit score, exact violation, and coverage selected. All figures as of May 2026.
This page is for informational purposes only. IndianaSR50andSR22.com is not an insurance company and does not sell insurance. Contact providers directly or use our quote tool for a personalized rate.